If your expenses are higher than your income, that number will automatically turn red. It will tell you what’s the balance between your income and expenses, meaning how much cash you have left after all expenses are accounted for, or how much you are overspending. Take a look at the very last row of the worksheet. That way, you’ll make sure everything is accounted for. If you don’t have the exact number for certain categories or items, feel free to use your best “guesstimate” until you have the actual information at hand. Enter each dollar amount in the corresponding category. If you pay bills using your credit card(s), you can identify many of your expenses from your monthly statements. Input the information to the best of your knowledge. If that is not the case, you can simply go month by month and adjust the numbers. The amount that you add on the month of January will be automatically added to the following months, assuming that income is the same monthly. Add in your disposable income at the top of the worksheet. For more expert advice on how to break down your spending categories, read our budgeting guide. The totals are automatically calculated, so you don’t have to calculate those. We have included the most popular items and categories, but you can add more by adding rows under each category. Review and rename, if needed, the labels in column A to personalize this budget spreadsheet to truly reflect your financial picture and to work for your lifestyle. Customize income and expenses categories.You can use Microsoft® Excel, Numbers on a Mac or online Google Sheets to edit it.įilling the first column of your spreadsheet is taking the first step towards financial stability. Fill the form above to receive the spreadsheet and PDF versions of the budgeting worksheet to your email for free. Use the budget worksheet to keep track of your income and expenses, check in with yourself to see how you are doing and readjust as needed. How to Use the Savvy Ladies Budget Spreadsheet You’ll also receive a printable PDF version in case you prefer to track your monthly income and expenses by hand. Before you purchase any app membership, download the Savvy Ladies easily customizable and free spreadsheet. And the truth is, there’s little that you can’t do on your own on a spreadsheet. While online apps are practical, especially if they sync with your bank account, they all require a paid subscription. What’s the best one? The answer is simple: the one that you will actually stick with. There are many budgeting methods out there: from online apps to the envelope system and beyond. If you want to take control of your cash flow but aren’t sure where to start, we encourage you to read our budgeting guide and download our free budgeting worksheet and start managing your spending today! Knowing your monthly income and expenses creates mindfulness around your money. You can also download our free wedding printables and checklists here.A budget is an important part of financial well-being. You can easily add in new rows for other items you may wish to add.Īdd supplier details to help know who you have booked and paid, as well as any additional notes and comments. The remaining balances will calculate when you have entered the cost and the amount you have paid so far, the same with the final totals too. Opening and saving a copy via Google Spreadsheets allow you to easily access and manage your budget while out and about, if you are at a wedding fair or open day, you can quickly add new suppliers and costs to your budget sheet keeping it up to date. You can download and save your spread sheet to your Mac or computer, phone and iPad, it will open with Excel and Google spreadsheets. You can also download our free wedding printables and checklists here. Use this as a guide to manage what you need to budget for and book, as well as make note and manage your budget. You can download and save this spreadsheet and open is with Excel, google sheets or open office. And of course there is a little section for that all important honeymoon too!ĭownload our Free Wedding Budget Spreadsheet Our budget spreadsheet covers everything from ceremony and venue costs, through to food, drink, the dress and cake, down to the make up artist, photographer and wedding insurance. We have a budget spreadsheet you can download and use to help manage your costs and a great way to ensure you have everything covered. Knowing how much to budget, how much to spend and what to spend it on can be a daunting task. Money and budgets are certainly not the part anyone gets excited or wants to talk about when it comes to weddings.
0 Comments
Leave a Reply. |